Compass Financial Clarity™
Know Your Numbers Before You Decide™
Organize your financial picture, identify missing information, and prepare for more productive conversations with attorneys, mediators, financial professionals, CPAs, and other qualified advisors.
A Better Starting Point for Important Conversations
Compass Financial Clarity™ is a free educational preparation experience for people considering divorce, already in the process, preparing for mediation, working with professionals, or representing themselves. You do not need every answer before you begin.
Designed for Preparation
Organize what you know, identify information that may still be missing, and prepare thoughtful questions before your next professional conversation.
Your Information Stays With You
No account is required. Information entered on this page is stored in your browser so you can return to it. You decide whether to print or share your preparation brief.
Built to Support Professional Guidance
This experience does not replace legal, financial, tax, or other professional advice. It is designed to help you arrive better organized and better prepared.
Tell Your Professional What Matters Most
These optional notes are included in your Compass Professional Preparation Brief™. They are not analyzed or used to make recommendations.
Financial Clarity Before Important Decisions
Divorce can require important financial decisions at a time when information is incomplete, emotions are high, and the future may feel uncertain.
Compass Financial Clarity™ helps you slow the process down and organize what you currently know. It does not tell you what outcome to seek. It helps you become better prepared for professional guidance.
The goal is not to have every answer. The goal is to understand your current financial picture, recognize what may still be missing, and prepare better questions for your next conversation.
Designed to Help You Arrive Better Prepared
This experience is designed to support—not replace—the work of qualified professionals. Organized information can help professional meetings focus more quickly on advice, planning, and the questions that matter most.
A Clearer Starting Point
Monthly Snapshot
A clearer estimate of income, expenses, and monthly remaining cash or shortfall.
Asset & Debt Snapshot
A simple estimate of assets, debts, and the information that may need verification.
Readiness Review
A checklist showing what you know now and which financial records may still be missing.
Professional Preparation Brief™
A printable brief that organizes your financial snapshot, readiness, concerns, and questions for a professional meeting.
Educational and Organizational
- A guided financial preparation worksheet.
- A way to identify questions and missing information.
- A tool for preparing for meetings with qualified professionals.
- A private browser-based experience with no account required.
Professional Advice
- Legal, financial, investment, accounting, or tax advice.
- A support calculation or property division calculation.
- A determination of separate, marital, or community property.
- A prediction of court, mediation, or settlement outcomes.
Use Estimates or Gather What You Have
You do not need every document to begin. Use reasonable estimates where needed, then mark records you may want to locate or verify later.
Your Financial Preparation Progress
Let’s Begin With Your Monthly Picture
Enter your estimated monthly income and expenses. Use after-tax monthly income where possible so the comparison is easier to understand.
Next, Organize What You Own and Owe
Use estimated current values. These totals do not determine ownership, characterization, division, or legal rights.
Estimate the Professional Costs You Want to Discuss
These fields are for planning awareness only. Actual fees and time commitments vary substantially based on location, complexity, professionals, and process.
Compare Planning Estimates Without Predicting Outcomes
Use this section only to compare planning assumptions. The least expensive estimate is not automatically the safest, most appropriate, or best path.
Identify What You Know and What You Still Need
Select each item you have located, reviewed, or discussed. The readiness indicator is not a grade. It is simply a preparation guide.
Information reviewed or available
Prepare Better Questions for Your Next Meeting
These are general discussion prompts. A qualified professional can help determine which questions are relevant to your circumstances.
Questions for an Attorney
- What financial information should I gather before making decisions?
- Which issues require legal analysis in my situation?
- How might retirement, property, debt, or support be addressed?
- What should I avoid deciding before receiving advice?
Questions for a Mediator
- What financial disclosures or documents should both participants exchange?
- Which issues should be clarified before mediation begins?
- When should independent legal or financial advice be obtained?
- How are unresolved information gaps handled?
Questions for a CPA or Financial Professional
- What tax issues may deserve attention before decisions are made?
- How should retirement or investment information be reviewed?
- What assumptions in my future budget should be tested?
- What long-term financial risks or planning needs should I discuss?
Bring a Clearer Starting Point to Your Next Meeting
This brief is based only on the information, estimates, checklist selections, and notes you entered on this page. Review it for accuracy before printing or sharing it.
Compass Professional Preparation Brief™
Prepared using Compass Financial Clarity™
Purpose of My Next Meeting
No meeting purpose entered yet.
My Biggest Financial Concerns
No financial concerns entered yet.
Monthly Financial Snapshot
Total monthly income: $0
Total monthly expenses: $0
Estimated remaining/shortfall: $0
Asset & Debt Snapshot
Estimated total assets: $0
Estimated total debts: $0
Estimated net snapshot: $0
Professional Cost Awareness
Estimated professional costs: $0
Planning period: Not entered
Monthly planning equivalent: $0
Compass Readiness™
Items reviewed: 0 of 12
Preparation indicator: 0%
This indicator is a preparation guide—not a professional assessment.
Information Still to Gather or Verify
- No readiness items have been marked yet.
Questions for the Next Professional Meeting
No questions entered yet.
This brief is educational and organizational only. It does not provide legal, financial, tax, investment, accounting, or settlement advice. Review all estimates and information with qualified professionals as appropriate.
A Free Preparation Resource You May Share
Attorneys, mediators, CPAs, financial planners, therapists, parenting professionals, and other qualified advisors are welcome to share Compass Financial Clarity™ with people who may benefit from organizing financial information before an appointment. The experience is designed to support professional conversations—not replace professional advice.
You’re Better Prepared
You have taken time to organize your financial picture, identify information that may still be missing, and prepare questions for the conversations ahead. Whether your next step is self-representation, mediation, an attorney meeting, or a conversation with another qualified professional, you now have a stronger starting point.
Choose the Next Step That Fits Your Needs
Compass Financial Clarity™ is complete on its own. The following resources are available when you are ready to continue learning or organizing.
Return to Resolve